Here's more information about how banks don't need your money to make loans, but they do want it to make those loans more profitable.
How to get a personal loan
BANKING ON DEMOCRACY. - Document - Gale Academic OneFile
7 Places To Save Your Extra Money
The Quick Guide on Business Loans - What You Must Know Before Talking to a Bank: Sparks, David, Jay, Jonathan: 9780957132214: : Books
Opening a Bank Account With Bad Credit
Top 10 reasons banks won't loan money to your business - The Business Journals
Facts About Bank Loans That Every Small Business Owner Should Know - FasterCapital
Paying Student Loan Debt: Modification & Repayment Options
5 Ways to Convince Banks to Invest in Your Small Business
Banks do not create money out of thin air
How Safe is a Bank Account?
Why Do Banks Want Our Deposits? Hint: It's Not to Make Loans. - resilience
Personal Loans - Webster Five
How Do Commercial Banks Work, and Why Do They Matter?